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Homestead v. Mortgages – Who Wins?

homestead, property, order 25 property taxes

What is Homestead?

Homestead is a right to occupy one’s primary residence.  Homestead also has a set value of $120,000, which comes into play when creditors circle the waters.

Each person has a homestead in the amount of $120,000; therefore, for married couples, each spouse has a $120,000 homestead.

The homestead right is exempt from attachment by creditors, except in … Read the rest

Filed Under: Legislation, Property Tax Law Tagged With: foreclosure, homestead, homestead waiver, lenders, mortgage

A Mortgage is No Excuse to Be Without an Estate Plan

mortgage estate plan

There are many benefits to having a properly drafted estate plan. These include knowing your family’s finances will not be frozen by the mandatory probate administration process. You can also make sure that your assets go to the people you want them to go to. If a person dies without an estate plan, their assets will be distributed according to … Read the rest

Filed Under: Estate Planning, Property Investments Tagged With: mortgage, revocable trust

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